Global re/insurance broking group Aon has announced the renewal of its fast-follow automatic insurance facility, Aon Client Treaty (ACT), for 2026, which has been expanded, and like the 2025 renewal, provides clients with 28.5% of pre-secured, Lloyd’s co-insurance capacity.

Aon increased the line size of its placement facility to a record 28.5% for 2025 from 22.5% for 2024, with the maximum line size across the majority of its classes at 20% for 2023.
We reported back in July that Aon had expanded ACT into its Reinsurance Solutions business, specifically for global facultative placements.
Today, Aon has confirmed two other key changes to ACT for 2026, including its expansion into Aviation & Space, offering clients in these segments streamlined access to capacity.
At the same time, the maximum periods for construction risks have been increased, supporting evolving client needs such as greater demand for construction insurance around data centres, says the firm.
ACT, which will continue to be led by insurer QBE, brings the security of a Lloyd’s insurance panel with an AA- rating from S&P and an A+ rating from AM Best.
Joe Peiser, CEO of Commercial Risk, Aon, said: “The 2026 renewal and expansion of the Aon Client Treaty exemplify Aon’s unique Risk Capital Structure. Now in its second decade, ACT is extending to facultative reinsurance clients and new classes such as Aviation and Space, combining market-leading Lloyd’s capacity with our data and analytics to deliver risk capital with greater speed, certainty, and consistency.”
Tracy-Lee Kus, CEO, Global Broking Centre, Aon, added: “Innovation remains central to ACT’s success. Aon’s investment in data, analytics, and placement platforms has enabled us to extend ACT to facultative reinsurance clients, support new classes such as Aviation and Space, and increase flexibility for complex construction risks. Together with our market partners, we are scaling ACT as a resilient, efficient solution for accessing risk capital.”

