Zurich North America, the commercial property and casualty insurer, has announced the launch of Data Center Project Guard, a new offering that both broadens and customises Zurich’s Builders Risk coverage.
According to ConstructConnect’s Data Center Report, data center investment experienced a significant year-over-year surge of 92%, reaching $32.9 billion in November 2025.
This dramatic growth, coupled with McKinsey’s projection that global data center investments will total $6.7 trillion by 2030, highlights the urgent necessity for innovation in risk management within this sector.
Zurich has insured more than 250 data centre projects across over 20 states in the US. Data Center Project Guard harnesses this experience to deliver specialised coverages for hyperscalers, contractors and developers building next-generation digital infrastructure.
“Zurich has insured over $350 billion in data center projects, and our early, extensive leadership in this space positions us to set a new standard for insuring next-gen digital infrastructure,” said Kelly Kinzer, President of US Specialties and, as of Jan. 1, 2026, the Group Head of Construction and Surety for Zurich Insurance globally.
Adding: “Data Center Project Guard is experience-based and purpose-built to support the unprecedented pace and scale of infrastructure development to power the digital economy.”
According to the announcement, Data Center Project Guard adds up to 12 months of operational property coverage to bridge coverage gaps that can result from phased handovers, among other features.
Parametric coverages, triggered by weather-related delays, are automatically included for the first year of construction. Furthermore, the plan addresses the critical risk of climate control system failure, which is essential protection given the sensitivity of servers and other equipment to humidity.
“We’re not only offering considerable lead capacity for data centres, we’re also drawing from our underwriting, risk engineering and claims expertise to help our customers address loss drivers we’ve seen, like wind, hail and hot-works-driven fires,” said US Head of Construction Tobias Cushing.
Concluding: “We’re coming forward with a solution that simplifies complex coverage needs and helps protect these massive capital investments, with features designed to help avoid delays and defuse potential disputes between owners and general contractors.”
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