The Hartford has disclosed a record Q3 2025 net income available to common stockholders of $1.1 billion, up a considerable 41% from $761 million in the same period of 2024.
The Hartford’s CAY catastrophe losses in Q3 2025 stood at $70 million, before tax, compared with $247 million in Q3 2024.
Meanwhile, the firm’s net investment income in Q3 2025 was $759 million, compared with $659 million in Q3 2024.
The increase in investment income reportedly reflected higher earnings from limited partnerships and other alternative investments, growth in invested assets, and reinvestment at higher interest rates, partially offset by lower yields on variable-rate securities.
Breaking down The Hartford’s Q3 2025 results by segment, Business Insurance reported net income of $710 million, up from $528 million in the same period of 2024.
Written premiums in the segment rose 9% year over year to $3.6 billion, with growth across all lines. The combined ratio improved to 88.8 from 92.2 a year earlier.
In the Personal Insurance segment, net income was $139 million in Q3 2025, compared with $31 million in Q3 2024.
Written premiums edged up to $987 million from $970 million, with a combined ratio of 88.7.
The Hartford’s Chairman and CEO, Christopher Swift, commented, “These results highlight the strength of The Hartford’s franchise, effectiveness of our strategy and ability to deliver differentiated solutions for customers.”
Swift continued, “Building on our consistent track record of annual dividend increases, we are pleased to announce a 15% increase in the common quarterly dividend.
“As we enter the final quarter of 2025, our financial strength, disciplined execution, and investments to advance innovation continue to position The Hartford to deliver strong results.
“In a dynamic market, these advantages reinforce our competitive standing and ability to generate superior returns for shareholders.”
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